Exclusive offer for flat purchase, urgent repair or reconstruction.
You need to make a quick decision and you need finances quickly too. In this situation the easiest way is one of the many bridge loans. They are suitable for overcoming the time till granting the target amount and getting the standard building saving loan.You are definitely interested in the advantages of the bridge loan:
- Fixed unchanging interest for the whole time of duration of the credit
- Providing credit with zero down payment
- Quick credit processing
- The lowest possible interest rates - starting at 2.5% a year
- Lower tax thanks to the possibility to deduct credit interests from the tax base
- All formalities related to the credit application will be executed by a certified credit consultant
- Advantageous conditions guaranteed during the whole time of payback
What can the bridge loan be used for?
The purpose of bridge loans is regulated by the Building Saving and Government Support Act - the debtor can use the building saving for housing purposes only, which include:- Obtaining a flat,
- Building or purchase of a building for housing purposes,
- Obtaining a plot for building a housing structure or a plot with a housing structure on it,
- Change, modernization and maintenance of a flat, a structure for housing or its part, including payment of a possible share in modifications of shared premises,
- Conversion of non-residential premises to a flat,
- Payment of obligations related to the purposes above except for penalties and other sanctions inflicted on the client for breach of his/her obligations in solving his/her housing needs.
SUPER CREDIT
The bridge loan is intended for a client whose has had a contract with any building saving company for at least one year. The condition is deemed to be met even if the spouse or an underage child of the credit applicant has had the contract with any building saving company for one year. Now credit of up to CZK 300,000 without security.- Bridge loans in five alternatives according to the amount of the initial deposit
- Unrivalled interest rate starting at 2.5% p. a.
PARTNER bridge loans
Wüstenrot offers the PARTNER bridge loan which is intended for those clients who have not been clients of any building saving company for one year and the conditions is not met even by their spouse or an underage child.REVIT plus
REVIT has three basic advantages for investors - owners of residential houses:Optional amount of instalment - you can choose credit with any amount of the monthly instalment according to your financial possibilities and the maturity period of up to 25 years.
Fixed interest rate of the bridge loan (starting at 4.5% p. a.) and of the building saving loan (3.7% or 4.9 p. a.).
Possible combination with individual Wüstenrot credits for tenants/owners of flats for payment of the down payment. In addition, help of Wüstenrot financial consultants to a developer during the whole time of preparation, negotiation and realization of a project.