You can solve the financial issues regarding your housing easily with the bridge loan and the standard building saving loan. Wüstenrot credits are very variable, so whatever situation you are in, there is always a solution.
You need to make a quick decision and you need finances quickly too. In this situation the easiest way is the bridge loan. As apparent from its name, it is suitable for overcoming the time of granting the target amount and getting the standard building saving loan.
More and more clients plan in a long-term perspective and effect building saving as they know they will need money in a couple of years e. g. for repair of a house or a flat and they will use the loan from the building saving for the purpose.
Which credit to choose?
The financial consultant will choose the most suitable credit for you according to your situation and the consultant will also calculate the installments and the whole course of the credit and he/she will explain to you what documents you will need for a credit application.
Therefore, you can use the credit for financing building of a family house or flat, conversion of a building to a family house or flat, purchase of a family house or flat, or a plot where you will build a family house and for payment of costs of connecting your family house or a flat to public utility lines.
You can use the credit for repairs and reconstruction of a family house or a flat, an own one, a cooperative one and a rented one.
With the credit you will get enough financial resources for payment of the member's investment or deposit to a legal entity or for payment of membership rights and obligations in a housing cooperative.
The credit is also intended for settlement of marital property or co-owners' property, or heirs' property, with regards to ownership of a flat or a house.
You can also use an advantageous credit from the building saving company for payback of a credit or a loan used for financing housing needs except for penalties or other sanctions.
Some of our consultants will see to effecting your credit and he/she will be willing to explain everything to you. Contacts to consultants and regional offices can be found here:
You can make use of the The maximum credit amount simulation!
If you are interested in the course of the bridge loan or the building saving loan, you can use Building Saving Simulation.
You need to make a quick decision and you need finances quickly too. In this situation the easiest way is the bridge loan. As apparent from its name, it is suitable for overcoming the time of granting the target amount and getting the standard building saving loan.
More and more clients plan in a long-term perspective and effect building saving as they know they will need money in a couple of years e. g. for repair of a house or a flat and they will use the loan from the building saving for the purpose.
Which credit to choose?
The financial consultant will choose the most suitable credit for you according to your situation and the consultant will also calculate the installments and the whole course of the credit and he/she will explain to you what documents you will need for a credit application.
Advantages of the credits
- Providing credit with zero down payment
- Fixed unchanging interest for the whole time of duration of the credit
- The lowest possible interest rates - starting at 2.5% a year
- Advantageous conditions guaranteed during the whole time of payback
- Quick credit processing
- Lower tax thanks to the possibility to deduct credit interests from the tax base
- All formalities related to the credit application will be executed by a certified credit consultant
- Low fees
Using credit
Credits provided by the building saving company are purpose credits and according to the law (Building Saving Act, Section 5, par. 3, and Section 6) they can only be used for housing purposes.Therefore, you can use the credit for financing building of a family house or flat, conversion of a building to a family house or flat, purchase of a family house or flat, or a plot where you will build a family house and for payment of costs of connecting your family house or a flat to public utility lines.
You can use the credit for repairs and reconstruction of a family house or a flat, an own one, a cooperative one and a rented one.
With the credit you will get enough financial resources for payment of the member's investment or deposit to a legal entity or for payment of membership rights and obligations in a housing cooperative.
The credit is also intended for settlement of marital property or co-owners' property, or heirs' property, with regards to ownership of a flat or a house.
You can also use an advantageous credit from the building saving company for payback of a credit or a loan used for financing housing needs except for penalties or other sanctions.
References
More detailed descriptions of individual loans can be found in the section Building Saving Loan. SUPER CREDIT, COOPERATIVE FLAT, PARTNER and REVIT plus.Some of our consultants will see to effecting your credit and he/she will be willing to explain everything to you. Contacts to consultants and regional offices can be found here:
- Presentation of consultants
- Consulting offices
You can make use of the The maximum credit amount simulation!
If you are interested in the course of the bridge loan or the building saving loan, you can use Building Saving Simulation.